#NoteToSelf
Never let PayPal do forex (foreign exchange) conversion. Always opt to be charged at the seller’s currency (e.g. USD) and let the local bank do the forex conversion.
PayPal converted USD 19 to PHP 1,009. I refused. Now my credit card statement came and my bank’s conversion was just PHP 984.39.
For some, that’s just loose change. For me, that’s a pack of very satisfying caramel popcorn. 🍿☕
